| Insurance |
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| Small Businesses and the Benefits of Offering Benefits |
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Small businesses comprise over 97% of employers in Canada and the United States. Despite the significant number of small businesses, these smaller companies tend to offer fewer health-oriented programs than larger corporations. » Read the full story |
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| How an Insurance Class Action Settlement is Taxed |
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Getting a monetary settlement from an insurance company as a result of a class action lawsuit isn't necessarily pennies from heaven. The money carries tax consequences that you'll need to address when you prepare your annual income tax return. If you have any questions on how to treat your particular settlement proceeds, it's best to ask your tax consultant or accountant. But here are some general guidelines on what to do when it's time for your annual report to Uncle Sam. » Read the full story |
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| Life Settlements: To Sell or Not to Sell? |
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You and your spouse are of retirement age. You've sold your business, your mortgage is paid off, and you're free of debt. If you fit this description, you might be considering life settlements or "senior settlements." This is where you sell your life insurance policy to a third party, which in most cases is an investment company. » Read the full story |
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| Blood Pressure & Cholesterol Affects Your Life Insurance Costs |
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High blood pressure and high cholesterol top the list of risk factors for cardiovascular diseases — such as heart attacks and strokes — that kill an American every 33 seconds on average, according to the Centers For Disease Control and Prevention. It's no wonder your life insurance company will want to know about your cholesterol and blood pressure before offering you a policy, but just because your doctor tells you to eat less salt and saturated fat doesn't mean you'll have to pay higher life insurance premiums. » Read the full story |
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| Buying Group Life Insurance for Your Small Business |
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When you founded your small business, you likely started with one employee: You. But as you've grown, you may have realized that in order to attract and retain top-notch employees, it pays to offer a variety of benefits, which may include group life insurance. Many experts say group life insurance is a good supplement to a person's existing individual life insurance. "Group life is fairly inexpensive compared to what an employer would pay for a medical or retirement plan," says Larry Dinkler, director of e-business for group benefits at Hartford Life Insurance Co. "It gives you pretty good bang for your buck." » Read the full story |
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| Top 10 Ways to Save on Life Insurance |
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Just as there are different life insurance plans to meet your needs, there are different ways to save money on life insurance. The most important is to shop around. There are hundreds of insurance companies, offering a wide variety of plans and prices. You could save big bucks, just by doing some comparison shopping. » Read the full story |
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| Annuities & Structured Settlements |
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"Are You Receiving Payments From A Structured Settlement, Annuity Or Lottery But You Need Cash Now?" » Read the full story |